Good News for Auto Security

Concerned with the security of your automobile? This week brought good news for U.S. residents, at least statistically. Citing FBI data, the National Insurance Crime Bureau declared that automobile thefts have dropped to their lowest since 1967, with an impressive 7.2% drop in thefts from 2009 to 2010.

The areas of the country reporting the most significant decline in car thefts were Dallas, Los Angeles, Detroit, New York City and Miami. 257 other urban areas also reported decline.

Perhaps to credit for the reduced trend in thefts are “bait programs”, wherein police leave cars unlocked with keys in the ignition to tempt – and catch – thieves. Also potentially helpful are programs from insurance companies like Allstate and State Farm, which offer discounts to their customers who use anti-theft devices in their automobiles.

Want to find an insurer that will offer you a discount for playing it safe and smart with your automobile’s security? Compare rates & packages at Save364.com.

Does this mean that you can relax when it comes to the security of your car? Police still suggest taking at least basic measures to protect your vehicle. Although very rudimentary, the first and most important step police recommend is locking your car. The majority of thefts occur when people make it easy for thieves.

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Is 21st Century Insurance another AIG Subsidiary?

If you are shopping for auto insurance and have considered 21st Century take a second look. Have you noticed how similar 21st Century Insurance commercials are to the AIG auto insurance commercials? As it turns out 21st Century is owned by AIG. It appears that AIG’s new strategy is to sell insurance through their subsidiaries and keep their name out of the headlines.

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In September 2007, AIG, which owned 62% of 21st Century, bought the remainder for $813 million. Since AIG no longer promotes their insurance products directly they have turned to their wholly owned subsidiaries to get you to buy their insurance products. Sounds a little suspect to me. I am not sure I would want to own an insurance policy from a company that most likely will fail or be sold off in the next few years. Before you buy insurance, just like anything else, do a background check to make sure who you are dealing with. AIG has dozens of affiliates that operate under different brand names. Beware!

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Build an Insurance Website To Generate Extra Income Online

With the recent economic crisis many people are going online looking for ways to save money. Insurance savings is one of the most popular search terms entered in Google. Now may be the time consider building your own insurance website to earn extra revenue.

Insurance affiliate programs pay some of the highest commissions online. By creating a new website and adding several affiliates on your homepage you can start to earn revenue in short order. We chose three affiliate programs to highlight on our site at Save364.com. The affiliates we chose were Surehits, Google and Insureme. These affiliate programs compliment each other and target different types of visitors.

Once you have your new website done you will need to generate traffic. Since you can earn as much as $4.00 per click in your PPC (pay per click) affiliate programs you will not need to generate as much traffic as other affiliate websites. To generate traffic we attached a blog to our website and wrote numerous articles about insurance. Blogs are an excellent way to generate traffic and earn revenue. To earn several thousand dollars a month you will need to generate about 50 to 100 visitors a day. Consumers are looking for savings. An Insurance based website is a great way to help consumers and earn extra income.

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Should you buy auto insurance from an agent or direct?

If you have been shopping for insurance lately you will notice that most of the large auto insurance carriers including, Allstate, Farmers and The General, are encouraging you to buy direct. In fact, they offer you the ability to go online to purchase your policy right from their website. Purchasing insurance from their website bypasses their agents and in theory offers you a lower rate. If cost is your main concern, then you should purchase your auto insurance this way. To compare direct rates visit this link,

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It is important to note that when you file a claim insurance agents do not generally get involved in the process. Direct or captive insurance agents are important for determining your policy requirements or policy questions, renewals, and claim advice for the company that they are employed by. Independent insurance agents are valuable for comparing rates and coverage from the numerous companies that they represent.

Most people are concerned about price and coverage. If you are confident about the coverage you need, then I would recommend going direct. If you’re not confident and don’t want to risk the wrong coverage, then seek the advice of a qualified independent agent.

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New Scratch-Free CD, DVD and Game Cases

It seems like every CD or DVD that I own is scratched or damaged. Over the last 10 years the CD format has become the industry standard for storing all types of data, music, multi-media consumer products. Here’s the problem, CD’s and DVD’s are easily damaged causing the loss of valuable data. Just by removing CD’s from their case my son has scratched several of his $60 Xbox 360 games. And, if you can’t repair the scratches yourself you’re out of luck. Retailers will not take back used CD’s.

CD’s are fragile and need to be protected. If you’re like me, you have thousands of dollars invested in this storage medium, not to mention irreplaceable data. CD’s are generally damaged when they are improperly removed from the case. Jewel cases are made of plastic and when CD’s are removed they can easily be scratched. In addition, the CD surface is full of contaminants like dust and oils that cause reading errors. Case manufacturers has done a terrible job of providing safe storage. You would think that such valuable data would be worthy of better protection.

I have a 20 year history in designing computer accessories for companies like Apple, Epson and IBM. I decided to take a look at CD protection products to either improve on or create a better solution. I was surprised to see how little innovation has taken place in this category. After a couple of weeks of examining the issue I have come up with a CD protection product that should help eliminate the problem of scratched media.

By placing a special non-scratch Ultrasuede microfiber material with dual cleaning bars inside the jewel case the CD will now rest on the ultimate soft protected surface. To clean the CD all you need to do is rotate the CD within the case. As the CD rotates over the soft surface and the cleaning bar it will remove dust and particulates. Each time you remove your CD it will be safe from scratches, clean and ready for use. This will significantly increase the life of your CD.

This product consists of CD Ultrasuede adhesive backed liner and new jewel case. Cost per case is $1.29. If your interested in purchasing some send me an Email .

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Hottest New Sports Cars in 2009

What are the hottest new sport cars entries for 2009? Even in a bad economy the best and most expensive sports cars still seem to sell. Below are a few of the best offerings for 2009.

Alfa Romeo 8C Competizione – Estimated Price: $275,000 – Speed 0-60 mph in 4.2 seconds speeds up to 180 mph. Also offered in a convertible conversion (8C Competizione Spider). This is Alfa Romeo’s first offering since 1992. Wow, where do I sign-up for a test drive. The stylish body features carbon-fiber panels and is powered by a Maserati4.7-liter V8 engine with 450 hp. Where do I sign-up for a test drive?

Bugatti Veyron 16.4 Grand Sport – Bargain price of only $2M – Speed 0-60 in 2.5 seconds, top speed 250 mph. For only $500,000 more than the base model ($1.5M) you can now own the Grand Sport. The Grand Sport offers a removable transparent polycarbonate roof panel. Buggatti plans to offer only 50 of these a year. Hurry and get one before their all gone!

Chevrolet Corvette ZR1 – Base Price $102,450 – Speed 0-60 in 3.4 seconds with a top speed of 205 mph utilizing a supercharged 638-horsepower V8 engine. I’ll be right home honey! This is the first corvette to cost over 100K. But, if you appreciate performance this baby is worth every penny. carbon fiber body panels, adjustable shocks and heat dissipating pads this Vette is the ultimate street machine.

Ferrari California – MSRP $189,000 – 0-60 in 4.0 seconds with a top speed of 235 mph produced from a 460 hp 4.3 liter V8 engine with a 7 speed transmission. This is the first Ferrari to feature a retractable metal convertible top, toupee’s not recommended . This Italian beauty is even better looking than Gina Lollobrigida.

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Stop talking on your cell phone while you’re driving!

California was one of the last state’s to pass cell phone laws which prohibit drivers from talking on hand held cell phones while driving. This law was enacted in 2007 but only enforced for the last 6 months. Well, as interested observer I am here to tell you that no one is obeying this new law. As a result, traffic accidents continue to be caused by reckless drivers intentionally breaking the law. If I can drive down the road and see dozens of people talking on their cell phones, why can’t the police? The reason the law was passed was to protect innocent people being killed or maimed as result of careless drivers more interested in talking than driving.

The other day I dropped off my six year old daughter at school. Every couple of days a police car will drive by the school to monitor traffic. As I walked across the intersection, I noticed one of the other parents driving away from the school while talking on their cell phone. The shocking part of this story is that she was directly behind the police car. She didn’t seem to care, so I walked up to her window and said “why are you on your cell phone”? Of course she ignored me and drove off. The police car didn’t pay any attention and drove off as well. So much for law enforcement.

I have read and heard numerous stories about small children who have been killed by distracted drivers. I was relieved when the law passed and felt like the problem would be fixed. Now, I am more upset than ever. These drivers know they are breaking the law and they don’t care. As a result, more innocent victims will have to suffer.

I decided to make a statement and went over to my local printer and had these bumper stickers made (see picture). I know I am making a small difference when the car behind me reads my sticker and hangs up their phone. One car at a time is the best I can do.

The stickers cost me $3.25 each. I you would like to buy one send me an email and I will send one you one. It would be nice to get the word out everywhere.

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